Terms of Service
This website is operated by Clarified Explanations. (“we” or “us”. The following Terms of Use (the “Terms”) govern your use of the services offered through clarifiedexplanations.com (collectively, the “Site”). By using the Site, including submission of a request for quotes through the Site, by calling our toll-free number, initiating a request for us to contact you by telephone, or any other means we might make available, you accept and agree to these Terms of Use. If you do not agree to these Terms of Use, you are prohibited from using or accessing the Site. The terms “we,” and “us,” refers to clarifiedexplanations.com , and its subsidiaries and affiliates.Our Service
With Clarified Explanations, you have the option of getting insurance quotes from our carriers, and other insurance service providers.If you fill out the necessary information on our form, we will make an effort to connect you with the right insurance agents, carriers, or other service providers to assist you in finding the kind of insurance you need. We do not issue insurance contracts or bind coverage on our own because we are neither an insurance agent nor an insurance carrier. We also don't back or recommend any particular companies or insurance coverage types. While we publish content on the Site about insurance, we do not provide insurance, tax, or financial advice of any kind. We make no guarantees that any of the insurance agents, or organizations to which we send your application will get in touch with you or agree to cover you. We are not responsible in any way for the conduct of the insurance agents, discount program representatives, and companies that are matched with your insurance application. The actions of the insurance agents, representatives of discount programs, and businesses that are matched with your insurance application are not in any way our responsibility.
Accessing our Site
You must be at least 18 years old and a resident of the United States or Canada in order to use the Site. We reserve the right to terminate, modify, suspend, or discontinue any aspect of the Site for any reason. Additionally, we reserve the right to limit your access to some or all of the Site's features without prior notice or consequence. Clarified Explanations does not charge users for use of the Site.User Data; Consent to Contact
You might be requested to send us information or materials ("User Data") as you use the site. User Data includes things like the details you give us when you apply to get quotes. Our privacy policy, which is incorporated herein by reference for all purposes, outlines our information collection and use practices with regard to User Data. Before providing any User Data, kindly read our privacy statement. You acknowledge and agree that the accuracy and content of the User Data are solely your responsibility. We are not obligated to keep any User Data you give us up to date, and we reserve the right to delete or otherwise dispose of any such User Data at any time. In our sole discretion, we reserve the right to refuse to post or remove any User Data that is illegal, undesirable, undesirable, inappropriate, or in violation of these Terms of Use, in whole or in part. You are signing up to receive communications from us directly, on our website, or through a third party by sending your contact information to us via the Site. We will occasionally send you newsletters and other emails with deals and promotions. We may also use an automated dialing system, a pre-recorded message, or an interactive voice response system to call you. Please let us know if you'd like to stop receiving these communications by emailing Clarified Explanations's customer service at [email protected] . You can unsubscribe from our emails by clicking the link provided in them.Additionally, by sending a request for quotes through the Site, you agree to be contacted by phone or email by the service providers in our network. Any requests to opt out of or unsubscribe from these service providers' communications must be made to them after your information has been given to them.
Exclusive Ownership of Rights
The Site and any necessary software used in connection with the Site contain proprietary and confidential information that is protected by intellectual property laws in applicable jurisdictions. You acknowledge and agree that information and materials presented through the Site are protected by copyrights, trademarks, service marks, patents, or other proprietary rights and laws. Except as expressly permitted by applicable law or as authorized by us, you agree not to modify, sell, distribute, transmit, broadcast, publicly perform or create derivative works based on the Site, in whole or in part. Any commercial use of the Site, or any portion thereof, by you is strictly prohibited. "clarifiedexplanations.com ” grants you a personal, non-transferable, and non-exclusive right and license to use the Site on a computer or other Internet device; provided that you do not (and do not allow any third party to) copy, reproduce, distribute, reverse engineer or otherwise exploit any content, code, data or materials on the Site. You agree not to modify the Site in any manner or form, nor to use modified versions of the Site for any purpose. We do not grant any license or other authorization to any user to use our trade names, trademarks, service marks, or other marks or logos or those of our partners without our separate express written agreement. Third-party marks are the property of their respective owners.Any questions, comments, suggestions, or materials submitted to us through the Site will become our sole property. We will own all rights in such materials and have the unrestricted right to use, publish and otherwise disseminate such information for any purpose, without attribution or compensation.